Digital Banking Expert and Prolific Banking Author
Associated with :
State Bank of IndiaN.V.R.S. Rao serves as Assistant General Manager (Faculty) at State Bank of India, bringing over 27 years of comprehensive banking experience since joining SBI in 1996. His educational background includes postgraduate studies in Commerce with specialization in Banking and Finance, complemented by numerous professional certifications including CAIIB, AMFI, IRDA, NISM, and specialized certifications in cyber crime, fraud management, securities, operational risk management, and digital banking. Throughout his career, he has gained extensive experience as a Branch Head in Personal and SME banking across India, while also serving as faculty at SBI Learning Centres in Tirupathi, Hyderabad, and the Apex Training Institute SBIIT Hyderabad. His thought leadership is demonstrated through numerous publications in prestigious banking journals, with notable works on digital banking trends, UPI frauds, artificial intelligence in banking, and millennial banking practices. As a Subject Matter Expert, he has contributed significantly to developing e-learning content on various banking topics including Calf Rearing, Internet Banking, YONO Business, and Digital Learning. His recent publications focus on emerging trends in digital lending, contactless banking, and privacy protection in the digital age, establishing him as a leading voice in banking technology and digital transformation.