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Jess Cheng

Jess Cheng

Fintech Legal Expert and Financial Regulatory Specialist

About Me

Jess Cheng is currently a Partner at Wilson Sonsini Goodrich & Rosati's New York office, where she specializes in fintech and financial services. Her distinguished career spans both public and private sectors, including roles as Senior Counsel at the Federal Reserve Board, Counsel at the International Monetary Fund, Deputy General Counsel at Ripple, and Counsel and Officer at the Federal Reserve Bank of New York. She began her legal career at Wachtell, Lipton, Rosen & Katz. A graduate of Yale University (B.A. in Economics, Magna Cum Laude, Phi Beta Kappa) and Columbia Law School (J.D., Executive Notes Editor of Columbia Law Review), Cheng has established herself as a leading expert in payment systems, cryptocurrency regulation, and financial technology. She currently serves as Vice Chair of the Uniform Commercial Code Committee of the American Bar Association's Business Law Section and chairs the task force on tokenized payments instruments. Her expertise includes advising on stablecoin legislation, central bank digital currencies, and modernized payment regulations, making her a key figure in shaping the intersection of technology and financial regulation.