Banking Expert and Risk Management Scholar
Associated with :
State Bank of IndiaDr. Lalit Arora serves as faculty at the State Bank Institute of Credit and Risk Management (SBICRM) in Gurugram, bringing over 19 years of diverse experience spanning banking, insurance, and academia. After earning his Ph.D. in Finance from Thapar Institute of Engineering and Technology, he has built an impressive career that includes positions at State Bank of India, ICICI Prudential Life Insurance, HDFC Bank, and Lovely Professional University. His expertise encompasses financial management, security analysis, portfolio management, and risk assessment. As a passionate educator and researcher, Dr. Arora has published extensively in reputed journals, with notable works examining borrowers' financial statements in credit risk management, infrastructure project financing, and sustainable growth rates in manufacturing firms. At SBICRM, he develops and conducts training programs for banking professionals, specializing in credit risk management, financial statement analysis, and fraud detection. His research interests focus on risk management in banks, asset pricing, and corporate valuation, contributing significantly to both academic literature and practical banking applications through his roles as trainer, researcher, and course developer.